My name is Casey Fleming; I am a Mortgage Planner with Signet Mortgage, a highly-regarded mortgage broker in San Ramon, California.  I cover Silicon Valley mortgage lending for Signet. 

I can't promise you better rates and fees than everyone else.  You see, everyone draws from the same well.  Even the biggest banks in the country sell most of their loans to Fannie Mae and Freddie Mac, just like we do, through our network of lenders.  Silicon Valley mortgages tend to be larger than mortgages throughout most of the rest of the country.  Saving a little here and there can add up.  Getting a great deal on a mortgage in Silicon Valley means a lot.  Yet, I won't promise what I can't actually deliver.

So why would you use me instead of Big Bank, Inc.?  First, I have over 30 years of experience in the mortgage industry, as an appraiser, a loan officer, an author, a trainer and a manager.  More importantly, I believe that you deserve to be served by a true consultant when you acquire financing.  What that means, is that I believe:

But there is more.  Silicon Valley mortgage borrowers are smart -- believe me, I've worked with a lot of them.  Engineers know how to play every angle for the best possible result.  After all, that's engineering.  I have personally written unique and very powerful Excel-based analytical tools that help guide you through some very importnt decisions.  While most lenders offer you one or two options based on loose "rules of thumb," I offer you in-depth analysis, many options, and transparent pricing so you know exactly what your best option is, why it's your best option, and how much I am making off the transaction.  The analysis below is just one example of an in-depth custom analysis I prepared for one of my clients.

Think of it this way: I navigate, you drive.  After 14 years of active lending, I can answer pretty much any question you have, and can help you look at any situation in the way that makes sense to you.  (I wrote the tools; I can modify them.)

Finally, I use technology to find the best price and the best locking strategy.  Very powerful technology tools (hey, I'm writing mortgage loans in Silicon Valley) help me find the lender with the best price on any given day, and carefully watching bond market activity and economic reports helps me guide you to locking on the day that makes the most sense for you, helping you to get the lowest-cost financing possible. 

Our first consultation is free, and without obligation.  But you do need that first consultation in order to get meaningful advice from anyone.  What I can honestly promise you is that your experience working with me will truly be different.

By the way, I work throughout California; I don't just write mortgages in Silicon Valley.  But I was born and raised here and am here to meet with you at your convenience.

Make the call today or fill in our online loan application, and find out why.

Thanks for visiting!  Please come back often.                 Casey Fleming | (408) 348-3442